We're building a tool to show you the maximum property you could buy with your deposit — after stamp duty, LMI, and transfer fees come out. Right now: stamp duty only.
→ Stamp duty for every Australian state & territory
→ FHB exemptions and concessions where they apply
→ Full methodology — source, bracket data, last checked
Brackets are sourced from state revenue offices, last checked June 2026. We're fairly confident it's right, but verify with your conveyancer before acting on it.
State
Which state or territory?
Buyer type
First home buyer?
You may qualify for a stamp duty exemption or concession.
Concession eligibility
Do you qualify for the ACT Home Buyer Concession Scheme?
The HBCS gives a full stamp duty exemption to income-eligible buyers — it's not limited to first home buyers. Approximate income threshold: ~$160,000/year for singles, higher for couples and families with dependants. The property must be your principal place of residence.
Property use
How do you plan to use this property?
VIC has a lower rate schedule (PPR concession) for owner-occupiers on homes up to $550,000.
Build type
New build or established home?
In Tasmania, the 50% FHB stamp duty discount applies to established homes only. New builds attract the standard rate (but may qualify for the $30,000 FHOG — separate from duty).
Property price
What's the purchase price?
Enter the contract price or your best estimate.
$
Maximum $5,000,000 — above this, speak to a financial planner.
Result
Stamp duty estimate
$0
Also budget separately
Transfer & registration fees~$500
Conveyancing$1,500–$2,500
Building & pest inspection$500–$800
Estimate only. Verify with your conveyancer or the relevant state revenue office before acting on this figure.
Coming next: Enter your deposit to find the maximum property you could buy — after stamp duty, LMI, and registration are taken out.